Illustrative starting amounts, not provider quotes or promised dates. Use one currency throughout. Available cash starts immediately before the earliest listed cash movement and already excludes the old deposit held by the incumbent. The old deposit enters the calculation only when refunded.
Payments clear before refunds on the same date. This conservative ordering exposes a same-day funding gap. Confirm the bank cutoff before changing that assumption. This model covers only the four listed movements; budget any later payrolls or other obligations separately.
| Date | Movement | Cash out | Refund in | Net cash advanced |
|---|---|---|---|---|
| 2026-10-20 | Outgoing final invoice | 30,000 | 0 | 30,000 |
| 2026-10-25 | Incoming deposit | 20,000 | 0 | 50,000 |
| 2026-11-01 | Old deposit refund | 0 | 25,000 | 25,000 |
| 2026-11-03 | Incoming first funding | 26,396 | 0 | 51,396 |
Entries stay in this open page; there is no automatic save or upload. Export to keep a copy. Changing the currency label does not convert amounts.
A cash margin does not approve the employment transfer. Confirm employment documents, benefits, payroll dates, refund conditions and the funded-payday fallback with both providers.