LOOK BEYOND THE MONTHLY FEE

See what employment and FX could cost.

Enter base salary. We estimate employer costs, add reference exchange rates and show how an FX markup changes the bill.

A WORKED EXAMPLE

Know what 3% applies to.

£1,000,000 of funds actually converted × 3% = £30,000 in FX charges for that period. If only half is converted, the charge on that £500,000 base is £15,000.

Illustrative arithmetic, not a provider’s rate. Ask for the reference exchange rate, fixing time, conversion base, spread and any additional payment fees.

£30,000on £1m converted at 3%

START WITH SALARY

Calculate your payroll budget.

Add countries and workforce groups

Team group 1

Country / territory of work

Where the people actually work.

Number of people

Base salary per person (optional)

GBP

GBP, per year. Gross pay before tax. We estimate employer costs for you. Use an average, or add a group for a different salary.

No employee names needed. Changing country clears that group’s salary and quotes so amounts are never relabelled as another currency.

Calculating sends only country, gross salary and pay period to our calculator service. How we handle inputs.

Before you accept a quote

Confirm the FX basis.

Ask which funds are converted, the reference rate and fixing time, the spread, and whether management fees, taxes and benefits are included in the conversion base.

Put discounts in writing.

Confirm eligible fees, headcount thresholds, country pooling, commitment length, minimum seats and what happens if headcount falls. Compare the effective invoice, not the discount headline.

Plan cash separately.

Ask when old deposits are refunded, when new payroll must be funded, and whether both providers hold cash during the handover. Never assume refunds arrive before funding is due.

From quoted costs to actual invoices.

Our first evidence review explains what to collect before and after a change of employment provider, with a blank workbook for consistent records.

Read the migration cost report